Loan programs
Loan programs
Conventional loans aren't backed by a government agency, which gives them room to fit a wide range of buyers and properties. If your credit and income are in good shape, they're often the most flexible place to start.
Who it's for
What to know
You don't always need a large down payment. I'll show you what different amounts mean for your monthly cost so you can choose what feels right.
If you put down less, private mortgage insurance usually applies. As you build equity, it can typically be removed.
Single-family homes, condos and multi-unit properties can all work, depending on the guidelines.
Not all borrowers will qualify. Programs subject to credit approval, eligibility and underwriting guidelines.
FAQ
Requirements vary by lender and loan details. The best way to know is a quick conversation about your situation. I'll tell you honestly where you stand.
Neither is better across the board. It depends on your credit, savings and plans. I'll lay the two side by side so you can see the difference in real numbers.
Tell me where you are today and I'll show you the clearest path forward.